When it comes to roadside assistance, Travelers isn't as comprehensive as AAA. Even for customers who already have a Travelers car insurance policy, the roadside assistance plan is a poor alternative to AAA's Plus and Premier plans. However, if you bundle your auto and home policies with Travelers, you can save up to 10% on your car insurance. Additionally, Travelers Auto Insurance charges processing fees no matter how you pay, unless you pay the policy in full or pay the monthly fee twenty-two days in advance.
Travelers offers a wide range of car insurance discounts, which can be useful in reducing the company's high rates. However, since Travelers requires additional charges for add-ons such as rental car coverage and roadside assistance, it may not be the best option for those who need an all-inclusive insurance policy. Travelers Auto Insurance is a good option for individuals and families looking for car coverage with multiple opportunities for discounts and low starting rates. The IntelliDrive program alone can reduce your annual insurance rates by up to 30% if you have good driving habits, making Travelers more affordable.
Overall, Travelers is one of the most expensive home insurance companies in the United States, with rates 27 percent higher than average. All insurance companies have their drawbacks, and while Travelers may not be the best option for those who need an all-inclusive policy, it can be a great choice for those who are looking for discounts and low starting rates.