Buying an auto insurance policy can be a daunting process. That's why we researched the 10 largest car insurance companies in the United States to see which one fits your needs. State Farm is the largest auto insurance company in the US, with 16% of the total available market share. More than 15% of the dollars spent on private car premiums for passengers in the country go to State Farm.
State Farm offers rates that are among the lowest in the country for a variety of coverages. You can get standard liability coverage, as well as add-ons such as roadside assistance, rental coverage, and more. Save money by taking advantage of State Farm discounts for good students, good drivers, students who are away from home, several vehicles included in your policy, and safe driving. State Farm also offers two safe driving apps and a mobile app for drivers to manage their car insurance policies.
Geico is another popular option for car insurance. Customers can purchase standard insurance, as well as reimbursement for a rental vehicle, usage-based coverage and customized insurance for parts and equipment. Progressive also offers drivers an accident waiver. Allstate offers auto insurance for a variety of needs, such as roadside assistance, usage-based insurance, accident forgiveness, new car replacement, and alternative vehicle insurance.
The USAA offers many discounts for drivers to choose from, including multi-vehicle discounts, package policies, safety for new drivers, students with good grades, and more. It has easy-to-use online tools and a mobile application where you can make a payment, file a claim or access your insurance cards. Liberty Mutual offers discounts for bundling policies, adding multiple vehicles to a policy, driving safely, shopping online, and more. Farmers provides coverage options such as roadside assistance and rental reimbursement.
You have many discount options such as discounts for rideshare drivers, use of alternative fuel, stop using paper, driving safely and being an older adult or being a member of a certain profession. Nationwide also offers auto insurance with many discounts available to drivers who qualify. American Family coverage options include roadside assistance, car rental reimbursement, and more. You can save money if you qualify for discounts such as bundling several policies, adding several vehicles to your policy, completing a defensive driving course, not having accidents and maintaining good grades.
AmFam also offers a variety of insurance products making it a great option to bundle and save if you need other types of insurance. Travelers provides temporary insurance, rental coverage, roadside assistance, rideshare coverage and more. Save money with discounts to drive safely, maintain ongoing car insurance coverage, pay the premium in full and bundle policies. Travelers gives drivers access to its mobile app website and Amazon Alexa virtual assistant to manage policy details.
Your options are numerous when it comes to auto insurance companies and you don't necessarily have to choose between the larger auto insurance companies. To find the best auto insurance company to buy a policy for it's always a good idea to research and compare several car insurance quotes. Determine the level of coverage you need for your state and your vehicle then compare prices online. Many independent insurance agents will also be able to obtain several quotes for you.
In addition to bundles many car insurers offer several discounts for which you might be eligible such as discounts for good students military personnel safe driving multiple cars and homeownership.